NFT Consult
Job Title: Credit Analyst
Department: Credit & Risk
Reports to: Chief Executive Officer
Location: Kampala, Uganda
Client Brief
Our client is a specialized export financing institution established to support Uganda’s exporters through accessible, innovative, affordable and sustainable financial solutions. The institution bridges financing gaps faced by exporters, particularly within the agro-export, manufacturing, and energy sectors, driving Uganda’s economic transformation through trade.
Job Summary
The Credit Analyst will evaluate, structure, and monitor financing facilities to ensure sound credit decisions and portfolio quality. The role demands a hands-on and analytical professional who understands both structured trade finance and the practical realities of export-sector operations, including coffee, petroleum, and commodity value chains.
Duties and Responsibilities
- Conduct detailed credit appraisals and financial analyses for export clients, including SMEs and corporate clients.
- Assess risks related to trade finance transactions (letters of credit, pre- and post-shipment finance, invoice discounting, structured commodity finance).
- Prepare comprehensive credit proposals and recommendations for the Credit Committee.
- Evaluate client business models, cash flow projections, and collateral quality especially within commodity export and petroleum sectors.
- Develop tailored credit structures aligned with the organization’s risk appetite and developmental objectives.
- Maintain and monitor assigned credit portfolios to ensure early identification and mitigation of risks.
- Liaise with clients, banks, and trade partners to validate credit information and ensure practical compliance with financing terms.
- Contribute to product development in export credit solutions, including value chain and supplier-financing models.
- Ensure adherence to the organization’s credit policies, regulatory standards, and best practices in export finance.
- Support capacity building for SMEs and exporters in financial literacy and documentation readiness.
Experience, Skills and Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or related field.
- Professional certifications (ACCA, CPA, CFA, or Credit Risk Certification) are an added advantage.
- Minimum of 2–4 years of progressive experience in credit analysis or trade finance within a bank, export credit agency, or commodity trading firm.
- Demonstrated experience with structured trade or commodity finance, preferably in a coffee exports institution, petroleum, or agro-value chains.
- Strong financial modelling, analytical, and risk-assessment skills.
- Proven ability to balance structured analysis with practical judgment and on-the-ground understanding of client realities (“street smart”).
- Working knowledge of international trade documentation, collateral management, and risk-sharing mechanisms.
