Business Analyst – SME

Job Summary: Develop and analyze timely, fundable credit proposals with quality credit appraisal, structuring and due diligence so as to support building of a thriving and quality business portfolio.

Key Duties and Responsibilities:

• In close coordination with Relationship Managers, develop sound and fundable credit proposals that meet credit committee approval requirements and support the growth of the Bank’s on / off Balance Sheet Business and other related revenue streams.
• Evaluate customer needs and propose suitable credit proposal structures for the various (prospective & existing) customers, and collaborate with Relationship Managers to complete quality origination and appraisal of prospective business with the aim of building a quality portfolio and minimizing non-performing assets.
• Make site visits and meet with principals of businesses being considered for credit in order to better understand their businesses, and confirm securities and other pledges where necessary.
• Assess customers for any extra needs and advise Relationship Managers on possible cross-selling and up-selling opportunities to expand wallet-share and develop clients to their full potential
• Ensuring that credit proposition processing and approval is fast and efficient, and is within the agreed Bank customer charter standards, while maintaining high quality work that is measured by the number of approvals against number of rejections/appeals monthly.
• Work with Relationship Managers on maintenance of updated client files, including client performance analysis and financial/commercial information as agreed.
• Receive and resolve customer queries and complaints, and provide sound business advice and quality service.
• Perform any other duties in relation to the role that may be assigned to you from time to time.

Qualifications, Skills and Experience:

• Bachelor’s degree in Business, Finance, Banking, Marketing or a related field
• Certification in credit management is desirable
• Professional qualifications in Finance or related fields e.g. ACCA, CFA, CPA desirable
• Solid grasp of the Bank’s business model, its strategy and all of its products and services
• Solid grasp and interpretation of industrial and national economic trends
• Good understanding of the Bank’s core system (IGOR) and Credit Processing System (Credit)

Experience, Competencies and Additional Requirements

• High ethical standards and a commitment to the values of the Bank.
• Strong financial and business acumen
• Solid and proven credit risk analysis skills
• Strong customer needs assessment, negotiation and facility structuring skills
• Customer centricity and Strong business risk awareness
• Strong interpersonal skills with ability to influence key people inside and outside the Bank
• Attention to detail.
• Strong presentation, verbal and written communication skills
• Team player with strong interpersonal skills and the ability to build internal and external relations
• Ability to work under pressure, in a fast paced and results driven environment

How to Apply:

All suitably qualified and Interested applicants should apply online at the link below.

Click Here

Deadline: 19th July 2026

NB: Only shortlisted candidates will be contacted.